今天发生的事对我们每个人到底意味着什么? 这个一定要提上来。。

来源: 何大款 2012-06-28 17:43:37 [] [旧帖] [给我悄悄话] 本文已被阅读: 次 (7476 bytes)

回复:well said ...

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回答: well said ...老忽叔叔2012-06-28 15:11:53

"you got a bunch of idiots in congress". Isn't that what is happening right now?

Just cause or not, this law is still a bad policy. Individual liberty and freedom are founding principles of this country. The point Justice Scalia made with broccoli, or Chief Justice Roberts made with diet, is that government should not force individuals to give up individual liberty, to buy something that they do not want. This is the problem of expanding government powers. If today they can regulate healthcare insurance, who knows what they will do tomorrow?

This law is also a bad policy because healthare insurance is not really an insurance, but a social service plan. We all buy insurances. Fire insurance, earthquake insurance, home insurance, car insurance, etc. Insurance by definition, is for something that is unpredictable, highly-risky, expensive, and voluntary. When you get people to sign up for this healthcare plan, particularly people with pre-existing conditions, which predictable and involuntary, it is not an insurance anyway but a social service like social security. The problem is, it costs money. Just like we pay payroll tax to support social security, we must pay tax to support this healthcare. Everybody getting insurance is just like nobody getting insurance. Take a look at Canada and you would understand what I mean. The insurance industry will not shoulder the cost. It must pass down to individual consumers like you and me. Insurance will enroll people with pre-existing conditions for it cannot violate the law. But the insurance companies will limit the quality of the care. It can specify, for example, ultrasound instead of MRI, preventative service once a year instead of biannually, generic drugs instead brandnames, etc. Oh yeah, the law does not say they cannot do that. Who will be hurt? Of course ordinary consumers like you and me. This does not affect rich people a bit, including those guys in Congress who have a special plan for themselves. Have you seen or heard movie stars flying from Hongkong to the US for a weekend just to see a specialist? I have. This does not affect them a bit.

Hospitals cannot shoulder the cost for they have already been in crisis. Hospitals churn out millions of dollars in unpaid medical services to poor people without insurance each year anyway. Many hospitals go bankrupt or get closed. Staff got laid off. Just yesterday, Cedar-Sinai Medical Center announced it would eliminate 120 staff members.

Employers will not shoulder this cost. Medical insurance premiums are on the rise in recent years. When this law is implemented, the cost will likely go higher, partially because of the passage of cost from insurance companies, people will be forced to change to more basic plans and get less quality care. Again, we as ordinary consumers have to pay dearly at the end.

From what I heard, Wall Street was anticipating the strike down of the individual mandate, if not the law in its entirety. This is why the dow was down more than 150 points this morning. The reason is simple, the cost of this plan will hurt business and hurt the economy.

This is anything but good cause.

所有跟帖: 

这位apt 同学真是飞机上挂暖壶啊。。是XXX的马甲吧? :-) -何大款- 给 何大款 发送悄悄话 (0 bytes) () 06/28/2012 postreply 18:17:14

回复:这位何大款同学真是臀部上挂暖壶啊 :-) -仨饱一倒- 给 仨饱一倒 发送悄悄话 仨饱一倒 的博客首页 (12 bytes) () 06/28/2012 postreply 18:21:25

有一定(腚)的水平 -色大胆小- 给 色大胆小 发送悄悄话 色大胆小 的博客首页 (0 bytes) () 06/28/2012 postreply 18:29:42

考色爷一个,这个有点不雅 -仨饱一倒- 给 仨饱一倒 发送悄悄话 仨饱一倒 的博客首页 (10 bytes) () 06/28/2012 postreply 18:33:19

没听说过 -色大胆小- 给 色大胆小 发送悄悄话 色大胆小 的博客首页 (0 bytes) () 06/28/2012 postreply 18:37:18

呵呵,是我们农民农闲时在地头上琢磨出来的 -仨饱一倒- 给 仨饱一倒 发送悄悄话 仨饱一倒 的博客首页 (44 bytes) () 06/28/2012 postreply 18:39:58

臭水平? :-) -何大款- 给 何大款 发送悄悄话 (0 bytes) () 06/28/2012 postreply 18:30:38

那要看挂谁屁股上。。 :-) -何大款- 给 何大款 发送悄悄话 (0 bytes) () 06/28/2012 postreply 18:31:24

挂你自己的屁股上。。 :-) -羡慕嫉妒恨:)- 给 羡慕嫉妒恨:) 发送悄悄话 (0 bytes) () 06/28/2012 postreply 18:34:04

款爷是博士吧,英文真好 :-) -仨饱一倒- 给 仨饱一倒 发送悄悄话 仨饱一倒 的博客首页 (0 bytes) () 06/28/2012 postreply 18:35:32

别,忽叫兽早上才批评咱书念得少,幼儿园水平不能在这儿混。。 :-) -何大款- 给 何大款 发送悄悄话 (0 bytes) () 06/28/2012 postreply 18:38:27

明了,款爷是要赶我走~ :-) -仨饱一倒- 给 仨饱一倒 发送悄悄话 仨饱一倒 的博客首页 (0 bytes) () 06/28/2012 postreply 18:41:07

没,是老忽鼠鼠大如斗,气势汹汹赶咱走~ :-) -何大款- 给 何大款 发送悄悄话 (0 bytes) () 06/28/2012 postreply 18:44:47

还挺押韵滴。。。 -羡慕嫉妒恨:)- 给 羡慕嫉妒恨:) 发送悄悄话 (0 bytes) () 06/28/2012 postreply 18:46:32

是你自己要走,别赖咱头上。自己一“句号”,然后就跑了。 -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 06/28/2012 postreply 18:46:57

唉,别乱说。俺是说你要是相信你自己说的那段话,你就是拿小学生逻辑来糊弄人。没说你是小学生。 -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 06/28/2012 postreply 18:50:03

我猜这位同学。。。 -徒劳- 给 徒劳 发送悄悄话 (35 bytes) () 06/28/2012 postreply 18:32:46

啊哦,是 -羡慕嫉妒恨:)- 给 羡慕嫉妒恨:) 发送悄悄话 (10 bytes) () 06/28/2012 postreply 18:34:40

嗯,还有。。。 -何大款- 给 何大款 发送悄悄话 (29 bytes) () 06/28/2012 postreply 18:34:47

Believe or not, health care is a form of social service because -老忽叔叔- 给 老忽叔叔 发送悄悄话 (2177 bytes) () 06/28/2012 postreply 18:36:42

每个人都保,当然跟没保一样,去加拿大享受一下“高质量”全民医保,你就知道 -何大款- 给 何大款 发送悄悄话 (106 bytes) () 06/28/2012 postreply 18:49:33

难道你没读接下来那句?美国医保不是加拿大医保。 -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 06/28/2012 postreply 18:51:32

所以说你不了解呢,加拿大除了全民医保也有私人保险,没区别;可我凭什么再花额外的钱 -何大款- 给 何大款 发送悄悄话 (41 bytes) () 06/28/2012 postreply 18:56:42

这就是你的等价?加拿大以全民医保为主,美国以私人医保为主。所以说你更不了解呢。 -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 06/28/2012 postreply 18:59:52

你没喝高吧?欧八的医保计划最终的目地是什么?不是全民医保?你问问加拿大挣6万以上的人 -何大款- 给 何大款 发送悄悄话 (73 bytes) () 06/28/2012 postreply 19:04:42

要是全民医保就更好了。 -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 06/28/2012 postreply 19:08:00

你算算你现在的医疗“税”,绝对比加拿大的高。 -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 06/28/2012 postreply 19:14:19

而且,全国平均高两倍。 -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 06/28/2012 postreply 19:17:54

你这么说的话,真的说明你对加拿大的医疗税收没概念,我加拿大的同学说挣7万和3万, -何大款- 给 何大款 发送悄悄话 (161 bytes) () 06/28/2012 postreply 19:20:46

加拿大的税都是医疗税? -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 06/28/2012 postreply 19:22:41

很大一部分,先去做你擅长的调查,然后再决定是不是闭嘴。。 -何大款- 给 何大款 发送悄悄话 (0 bytes) () 06/28/2012 postreply 19:26:17

很大一部分?行,你拿你的数据来吧。(我下面已经给了我的调查。) -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 06/28/2012 postreply 19:30:10

"Employer Health Tax", of 1.95% of payroll。听起来很低很低呀。 -老忽叔叔- 给 老忽叔叔 发送悄悄话 (255 bytes) () 06/28/2012 postreply 19:28:04

嗯,这同学的夜壶挂在哪儿了? -徒劳- 给 徒劳 发送悄悄话 (0 bytes) () 06/28/2012 postreply 18:50:54

废话,还能有哪儿? 裆下。。 -何大款- 给 何大款 发送悄悄话 (0 bytes) () 06/28/2012 postreply 18:52:11

煮鸟?熟了吗? -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 06/28/2012 postreply 18:53:15

挂大款脖子上了。 -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 06/28/2012 postreply 18:52:22

apt, you have not done your study on health insurance nor health -bluefox- 给 bluefox 发送悄悄话 (1340 bytes) () 06/29/2012 postreply 02:20:47

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