Never laugh at a Chinese

A Chinese man walks into a bank in New York City and asks for the loan officer. He tells the loan officer that he is going to China on business for two weeks and needs to borrow $5,000.

The bank officer tells him that the bank will need some form of security for the loan, so the Chinese man hands over the keys to a new Ferrari parked on the street in front of the bank. He produces the title and everything checks out.

The Loan officer agrees to accept the car as collateral for the loan. The bank's president and its officers all enjoy a good laugh at the Chinese for using a $250,000 Ferrari as collateral against a $5,000 loan.
An employee of the bank then drives the Ferrari into the bank's underground garage and parks it there.
Two weeks later, the Chinese returns, repays the $5,000 and the interest, which comes to $15.41.
The loan officer says, 'Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi-millionaire. What puzzles us is why you would bother to borrow $5,000? The Chinese replies: 'Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there safely when I return.'

所有跟帖： 

• 现在好像上海许多人也这么做，即有了cash旅游又park 了 car -非吾- ♂ (0 bytes) () 10/09/2009 postreply 12:54:13

• 以为只是笑话，实施起来太费劲 -狗肉- ♂ (0 bytes) () 10/09/2009 postreply 12:56:04

• 不是笑话，前几天看到的，但他们好像不是在银行，应该是典当行吧。。。 -非吾- ♂ (0 bytes) () 10/09/2009 postreply 12:57:54

• 又来了个机灵人儿！ -waatuu- ♀ (0 bytes) () 10/09/2009 postreply 12:56:20

• it is really cool!!!! Thanks for sharing! -咖啡屋的角落- ♀ (0 bytes) () 10/09/2009 postreply 13:04:34

• 聪明！ -老粗- ♂ (22 bytes) () 10/09/2009 postreply 13:12:40

• 一个字高！两个字高招！ -ling1984- ♀ (0 bytes) () 10/09/2009 postreply 17:40:59