The home loan is against the property, not individual.

来源: N. 于 2009-07-23 12:26:03 [档案] [博客] [旧帖] [给我悄悄话] 阅读数 : (97 bytes)

回答: Why? -- "If you are not on the mortgage, of course you are not o 由 N. 于 2009-07-23 08:09:47

You can think as: the bank owns the property worth the loan value; the left, the people on title.

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