回复：Ask Lao Mao about the ownership of the house

個人請您先看一段資料
(資料來源:
http://www.divorcelawinfo.com/states/ma/massachusetts.htm

Massachusetts is an "equitable distribution" state, generally meaning that all marital property acquired during the marriage is subject to division.
Statutory factors include:
(1) length of marriage;
(2) conduct of parties during the marriage;
(3) age, health, station, occupation, amount and sources of income, vocational skills, employability, estate, liabilities and need of each;
(4) opportunity for future acquisition of capital assets and income;
(5) present and future needs of dependent children; (6) contribution of each to acquisition, preservation or appreciation of the property.

所以在您與對方沒有正式有婚姻關係之前,您所投入的錢,有很大的可能最後是一場空. 除非您能夠與您地未婚夫真正坐下來請律師擬定一個"婚前協議",明白訂出如果您們的關係無法持續時,對方有必要歸還部份或是全部您所投入的費用. 甚至於您們可以建立一個借貸的關係,所以如果婚事不成,這筆錢將視為一個借款. (不過老實說,這個要求,可能會成為您們分手的導火線,所以真的出了問題,不要來罵老貓)

同時有關您們婚後有關財產的分配比例,基本上是取決於您所投入的金額的總數,與您們婚姻的長短, 決定了將來您能夠分到多少,所以您的想法有關"we will own the house together equally. It doesn't matter how much mortgage we paid each other before our marriage."可能是不正確的想法.

基本上為什麼夫婦應該同時列名在房契上,一個主要的原因是如果您們雙方有任何一方身故時,如果對方沒有明確的遺囑,另外一方的配偶無需因此而擔憂這個房產繼承的問題.


最後有關您最後一個問題,個人的建議是您應該認真考慮"不要"與您的未婚夫有任何金錢上的往來直到雙方結婚之後,老貓了姐這個建議或許有一些古板,但是這可能是最佳的處理方式,如果有必要您的未婚夫堅持您一定需要負擔這些款項,那麼個人會建議您考慮這筆錢是您的"房租",因此如果您們的婚事告吹,這筆錢就當成是房租,不要太計較.

所有跟帖： 

• Thank you so much for yr guidance. You are an Expert! :) -startyyy- ♀ (0 bytes) () 02/04/2009 postreply 11:39:04

• He is not only expert, but also a person with wisdom to tell peo -xiaofengjiayuan- ♀ (228 bytes) () 02/05/2009 postreply 09:52:33

• Totally Agree! I respect him too. He is also very humorous. -startyyy- ♀ (0 bytes) () 02/05/2009 postreply 12:39:40