请教 － 怀孕换保险

现在保险是IL OSF HMO. 医生医院都很不方便．　现在计划怀孕．　想换成ＰＰＯ．　请教：
１．　如果在孕期换，　谁支付孕期检查，　生产，　婴儿检查费用．
２．　如果在怀孕前换，　谁支付．

不想换了以后有麻烦，　所以在这儿请教了．　先有礼了．

所有跟帖： 

• Can you change insurance easily? -N.- ♀ (229 bytes) () 11/15/2008 postreply 00:32:13

• if you have group insurance (through your employer -如尘- ♀ (428 bytes) () 11/15/2008 postreply 11:27:17

• 回复：if you have group insurance (through your employer -xiaofengjiayuan- ♀ (7 bytes) () 11/16/2008 postreply 20:08:46