回复：关于保险问题

险公司是否有权力拒付?
"if the covered Person's insurance should expire, the policy will pay under this benefit providing conception occurred while the policy was in force." If this is indeed in your policy, they should pay, provided it can be concluded that conceptino date was in that duration - it can be deduced from your delivery date with reasonable accuracy.


如果拒付是不是要由保险公司给我个正式通知? Yes, they will notify you by writing for any claim. The hospital made the claim on your behalf.

是否我必须要续保险一直到小孩出生? Yes, you should, for visa status reason.

如果不续会有什么不利的后果? It could be small issue if no one investigates it. It could be big issue if for some other reason the INS wants to verify your legal status. When you let your insurance expire, you already violated your F-1 and F-2 visa status. It could be big issue in the future.

所有跟帖： 

• 回复：回复：关于保险问题 -helpthank- ♀ (300 bytes) () 06/18/2004 postreply 11:13:40

• 回复：回复：回复：关于保险问题 -H-1B_TAX- ♀ (296 bytes) () 06/18/2004 postreply 11:41:24

• 回复：回复：回复：回复：关于保险问题 -helpthank- ♀ (650 bytes) () 06/18/2004 postreply 12:08:33

• 学费中含保险的吧？ -我这里是这样- ♀ (0 bytes) () 06/18/2004 postreply 12:31:41

• us too... -red!- ♀ (248 bytes) () 06/18/2004 postreply 14:41:14

• I may be wrong -H-1B_TAX- ♀ (105 bytes) () 06/18/2004 postreply 16:25:13

• 不要担心, 没那么严重, 不是联邦, 而是INS的规则, -stp- ♀ (50 bytes) () 06/18/2004 postreply 15:33:00

• 是移民局的要求, 不是federal -stp- ♀ (76 bytes) () 06/18/2004 postreply 15:28:23

• isn't INS a federal agency? -H-1B_TAX- ♀ (0 bytes) () 06/18/2004 postreply 16:03:37

• isn't H1B a Chinese? if so can -stp- ♀ (34 bytes) () 06/18/2004 postreply 22:41:16

• INS's rule is not federal -stp- ♀ (63 bytes) () 06/18/2004 postreply 22:44:39