3月份车被撞了一下,对方的错,但他是uninsurred,

一家bodyshop估价$3000, 于是找我自己保险公司AIG索赔, 结果估价$1600, 陪我$1100, $500 deduction, 我问为什么,保险公司说按照全保来赔, take it or leave it,态度恶劣.我找到肇事车主, 分几次付的,拖了两个多月,要回来$2100. 结果保险公司也雇讨债公司朝车主要钱发现对方付我$2100, 说我两头索赔是非法的,让我还保险公司$1100, 扬言告我.但我是在保险公司陪偿不足下找车主的.
不知哪位懂行怎麼处理这件事.还还是不还, 为什么? 多谢!!

所有跟帖： 

• 回复：do you have uninsurred policy? if you do, you should get 3k -车祸赔偿- ♂ (215 bytes) () 08/13/2007 postreply 20:44:25

• You should return the $1100 to insurance company -needwait..- ♂ (294 bytes) () 08/14/2007 postreply 04:45:24

• I think he has right to chose a body shop -techy- ♀ (53 bytes) () 08/14/2007 postreply 13:49:59

• But insurance company will accept the lowest one. -needwait..- ♂ (0 bytes) () 08/14/2007 postreply 15:05:46

• Talk with insurance company is not a happy thing -needwait..- ♂ (361 bytes) () 08/15/2007 postreply 02:57:12

• I agree with you about returning the $1100. -techy- ♀ (644 bytes) () 08/15/2007 postreply 07:36:02

• I agree with you. -needwait..- ♂ (158 bytes) () 08/16/2007 postreply 05:28:35

• bodyshop always over-estimate the cost for insurance claims -xxhhwxc- ♂ (424 bytes) () 08/15/2007 postreply 09:44:35