回复：关于汽车保险的事情,有两件事情一直搞不明白,求教大家:

1. 我给自己的车买了保险,如果朋友借我的车开出去兜风,是否合法? 注:他没有买车,没有车保险.

US does not have law regulator you loan your car to a friend. So It is legal. If your friend does not have a driver license to drive your car. It is violate law. If your friend do have a driver license, it is legal.

2.假如朋友自己有车,有车保险,借我的车一用,是否合法,如果出事,得用谁的保险理赔? 合法, you can try his 1st and your 2nd.

3.如果我的车保险停了,朋友自己有车,而且有车保险,他若借用我的车开,是否合法,如果合法的话,万一出事,是否我的牵连进去?合法 Delend his insurance. If his insurance does not cover other cars, you have problem. You need to keep insurance all the time you own the car. Most insurance follow the car not the driver.

上述问题困扰我整整2年,希望今天能得解答. 谢,谢谢大家了!