现在我准备找一下有关这个安全课的信息.若是可行的话,就先上课再说.
刚才我抽时间把一个随我的保险单一起寄过来的小册子叫
1. 麻洲的保险应用SAFE DRIVER INSURANCE PLAN (SDIP),起点是15, 若前六年ACCIDENT FREE 的话,减去每年EARN 的一个CREDIT, 在加上
(5点FOR MAJOR TRAFICE LAW VIOLATION, OR
4点FOR MAJOR AT-FAULT ACCIDENT
3点FOR MINOR AT-FAULT ACCIDENT
2点FOR MINOR TRAFFIC LAW VIOLATION
每个SURCHARGE点数会让保险费增加BY 7.5%.
2. 是由保险公司的人来裁定IF AN OPERATOR IS AT-FAULT IN EXCESS OF 50% BY APPLYING THE STANDARDS OF FAULT(211 C.M.R74.00), A REGULATION PROMULGATED BY THE DIVISIN OF INSURANCE…..
若是对他们的裁决不服的话,然后就是向THE BOARD OF APPEAL LOCATED AT THE DIVISION OF INSURANCE(我猜想是一个州保险部所属的一单位.
若还是不服THE BOARD OF APPEAL 的裁决的话,下面就只有SUPERIOR COURT了.(我查了一下, THE Jurisdiction OF Superior court in Mass. Is:
The Superior Court has original jurisdiction in civil actions over $25,000, and in matters where equitable relief is sought.
我想我应该能证明自己是 AT-FAULT IN LESS THAN 50%了.
再次谢谢大家的信息和帮助. 心宽了不少. 我会尽我最大力,打这个”官司”. 即使是最坏的结果, 大不了每年多交50%(现在我的保险费(单保,点数为9) 是$700).
天没塌.
还想借此机会提醒大家不要学我.要象阳关三叠说所说,多点COMMON SENSE.再者铭记中国过去大街上写满了墙的标语:宁停三分,不抢一秒……..
