回复：Help!Got car accident!

The speeding ticket is justified. If you cannot stop your car in time to avoid accident, your speed is too fast for the driving condition. You can argue in court that you were driving at the minimum speed of the car and may be execused for the ticket.
Your friend's car is covered by your friend's insurance. Do you have your own insurance? If not, you are driving without insurance. For example, one person does not own a car and has no insurance. But this person has a driver's license and rents a car. In this situation, this person needs to buy a temporary insurance to cover himself, whether or not he buys the collision insurance for the rental car.
Depending on your friend's insurance policy details, your friend's insurance may or may not pay. Policy details govern here.
Very bad for your driving record. If your friend's insurance does not pay, no negative affect on your friend.
If large amount of money is involved, hire a lawyer. Otherwise, read all the fine prints yourself.

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• 回复：回复：Help!Got car accident! -lhss- ♀ (17 bytes) () 02/06/2004 postreply 13:43:39