你老公不靠谱啊。加州最低保险如下,财产损失(你们的房子)最低只有五千元。
https://www.dmv.ca.gov/portal/vehicle-registration/insurance-requirements/
Here are the minimum liability insurance requirements (per California Insurance Code §11580.1b):
- $15,000 for injury/death to one person.
- $30,000 for injury/death to more than one person.
- $5,000 for damage to property.
Liability insurance compensates a person other than the policy holder for personal injury or property damage.
Comprehensive or collision insurance does not meet vehicle financial responsibility requirements.