1. 我想他们学校应该有学生的医疗保险,最好是买学校保险。
她的年收入超过18755吗? 如果不超过的话,她是穷人只能在medi-cal,不能上ObamaCare。
Government Programs and Assistance Based on Income Ranges
For adults, the following Covered California income restrictions apply:
- 0% – 138% of FPL: You qualify for Medi-Cal.
- > 138% – 400% of FPL: You qualify for a subsidy on a Covered California plan.
- > 138% to 150%: You also qualify for the Silver Enhanced 94 Plan.
- > 150% to 200%: You also qualify for the Silver Enhanced 87 Plan.
- > 200% to 250%: You qualify for the Silver Enhanced 73 Plan.
2。 成年人的监护人叫做Conservator。要去法院申请,可以申请暂时的,和有限的conservatorship。
https://www.sdcourt.ca.gov/sdcourt/probate2/conservatorship?
拿到Conservatorship,就可以帮她买保险了。不要着急ObamaCare的deadline。拿到Conservatorship以后也可以年中买,就说是Qualifying Life Event。