你要么不是仅仅买的liability,要么错误理解保险认为对方全责。

回答: 你说的很对,谢谢指点!sprinty2019-03-28 20:23:58

https://budgeting.thenest.com/liability-insurance-protect-against-claims-collision-not-fault-33346.html

 

Liability Coverage

Liability coverage kicks in when you're at fault for the accident. There are two main components to liability auto insurance coverage: bodily injury and property damage.

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