根据pro Rata rule, 答案是:要按比例二次交税。所以还是放着不动好,除非你退休后的税率会大大高于目前
讨论的是,已经税前税后 mixed IRA,转换到Roth,税后部分是不是免税
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这么会犯这样的错误
-jin_yin_hua-
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03/29/2018 postreply
11:54:38
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想当然呗。IRS精着呢,不然这back door相当于完全绕过了Roth对收入的要求
-随雨无形-
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03/29/2018 postreply
13:55:31
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401k转Roth IRA时是按你的total portfolio 中税前/税后比例转的,
-lakeviewredhouse-
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03/29/2018 postreply
12:35:02
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you can NOT rollover directly from your 401k to Roth.
-hello2002-
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03/29/2018 postreply
13:02:56
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我说了“转”。谁说了”rollover”?
-lakeviewredhouse-
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03/29/2018 postreply
13:21:19
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the tax part is actually right in this step, so it is better to
-hello2002-
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03/29/2018 postreply
15:14:01