No penalty if you don’t exceed each limit

来源: 随雨无形 于 2018-03-29 10:52:01 [] [旧帖] [给我悄悄话] 阅读数 : (132 bytes)
回答: overcontribution will incurr 6% penalty 由 柠檬椰子汁 于 2018-03-29 10:41:43

The issue is tax. 

The solution is leaving it as traditional IRA and enjoy tax deferred capital gains.

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