Google them. When you call, try to use certain words, like

"one time courtesy", "discretion", and describe your circumstance as so special that it prevented you from paying on time.

所有跟帖： 

• 回复：Google them. When you call, try to use certain words, like -tigergc- ♂ (13 bytes) () 01/08/2014 postreply 09:31:24

• It is ur fault, try to beg the cc co. to withdraw the report ins -missioninpossible- ♀ (139 bytes) () 01/09/2014 postreply 18:10:24