Canadian Spouse died in US and left a $2000 registered retirement saving plan account in a Canada bank. The beneficiary is his mother. questions are:
1. Is surviving spouse supposed to be the benefiary since it is a retirement account?
2. to decide the benefiary, By US law or by Canada law?
3. How to rollover this canada account to a IRA in US? By which country's law on tax matter?
4. his fathere is on SSI and shouldn't inherit money to avoid loss of SSI. If she insists for the money, how to arrange this? She has to open an IRA account in US too?
5. If there are attorney, court or other costs invloved, does it deserve to give it up since only $2000?
6。 There is no secondary beneficary for this account. if his father died before father claimed the money, who should get money next? His momther or his spouse or child? By which country's law?
6. If nobody knows this, is there such a law BBS in Canada to post this question?
Thanks a lot!!!!
