It is different from state to

state.

In state of Texas, you own the all incomes from working, business of the family when the merrage exist. So if the house worth $200,000, there is $160,000 mortgage there. At the time of merrage, you do not own any part of the house. After 5 years, if the house worth $250,000 and mortgage reduced to $120,000, the value increase $90,000 are your community property, you can claim half of it. It does not matter who's name on title. If you borrow a home equity loan, lender need to ask you to sign some documents. If your name is not on the loan, you have no obligation to the loan but just agree to forclose the house when the loan not be paid on time.
What I said only apply if your property in Texas.
You need to ask a real estate attorney in your state.

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• 回复：It is different from state to -addition12- ♀ (7 bytes) () 09/20/2004 postreply 15:12:39