紧急求助: Home Insurance Claim -- 被人欺诈

我们住的地方五月份遭遇了一次强冰雹. 我老公担心屋顶受损, 所以联系了一家屋顶公司来做FREE ESTIMATION.其后那家公司热情地自我推荐, 说可以全权代表我们向房屋保险公司索取保费. 我老公不明就理, 和他们签了合约, 没多久, 保险公司爽气地批准了保费并寄来了支票, COVER 翻新所有屋顶的费用. 这令我们十分惊讶, 因为我们以为只需进行部分翻修. 我们的邻居也提醒我们这里面可能有诈, 所以我们又请了另一家屋顶公司来做INSPECTION, 结果是我们的屋顶只需要部分翻新.

请老猫和各位懂行的大侠帮忙看一下以下合约, 如果我们将保险公司的支票退回, 并CLOSE CLAIM, 屋顶公司会不会依据合约将我们告上法庭? 如果我们的屋顶确实不需全部翻新, 我们是否可以说他们欺诈保费?


AgreementAgreement
I / We agree to retain ABC Inc. to represent me / us in obtaining, my / our insurance companies approval to do replacement of (i.e. siding-roofing-gutters, etc. ) and or replace on the property listed above.

ABC Inc. is empowered to contact my / our insurance carrier and meet their adjustor / representative and discuss damage and replacement work to be done on the property in order to negotiate the payment as in the amount of damage to the property.

Upon insurance carriers and ABC Inc. agreement to the extent of the damages and cost of replacing (i.e. siding-roofing-gutters, etc. ) ABC Inc.may begin work on the above said property.

All work is to be performed in accordance within the insurance company's damage / work scope.

Any upgrades or additional work requested by you and that is not approved by your insurance company will be your financial responsibility and is not part of this agreement.

I / We agree for my insurance company to pay ABC Inc. for the total cost of repairs. All checks must be endorsed or made payable to ABC Inc.

This is a binding agreement, however, if your claim is denied by your insurance company, then this contract is Null and Void.

所有跟帖： 

• 回复：紧急求助: Home Insurance Claim -- 被人欺诈 -tytyty- ♂ (297 bytes) () 08/22/2010 postreply 19:31:05

• 回复：紧急求助: Home Insurance Claim -- 被人欺诈 -sotired- ♂ (137 bytes) () 08/23/2010 postreply 01:34:23

• 部分翻修才是坏的选择 -事后诸葛- ♂ (178 bytes) () 08/23/2010 postreply 11:00:30