foreclosure and bankruptcy are totally different thing

来源: tank 于 2010-02-17 23:39:43 [] [旧帖] [给我悄悄话] 阅读数 : (364 bytes)

if you are in the state of california. bank can't go after you for the loan deficiency if the loan is purchase money loan. you have to hire a lawyer to petition for bankruptcy, which will cost you around 3000 USD. if your unsecured loan are only in the thousands, try to work out a deal w/ your lender. your house is in foreclosure doesn't mean you are bankrupt.

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