Most police department does not issue report right away. You can pick it up downtown.
2. 我有现场照片.
Good for you.
3. 对方保险过期了,上面只有她父母的名字.Fireman's Fund Insurance Company.
Good luck
4. 我只有她的名字,电话,地址,plate number,她没给我driver's license number.
Why not ask her for it? Did she show the license to the cop? It is not important.
5. 我全保,已报告自己的保险公司.
You need make claim to their company. Or you will eventually pay for it.