钱存在这些银行（Too Big To Fail）国家会来救！

List of Global Systemically Important Banks (G-SIBs)[edit]

In the following table the background colours of each entry correspond to the continent in which they are headquartered.

Headquarters   North America   Europe   Asia

Entity

Tier	Countercyclical Capital Buffer	2021（30）[17]	2020（30）[18]	2019（30）[19]	2018（29）[20]
5	3.5%	(Empty)	(Empty)	(Empty)	(Empty)
4	2.5%	JP Morgan Chase	(Empty)	JP Morgan Chase	JP Morgan Chase
3	2.0%	BNP Paribas  Citigroup  HSBC	Citigroup  HSBC  JP Morgan Chase	Citigroup  HSBC	Citigroup  Deutsche Bank  HSBC
2	1.5%	Bank of America  Bank of China  Barclays  China Construction Bank  Deutsche Bank  Goldman Sachs  ICBC  MUFG	Bank of America  Bank of China  Barclays  BNP Paribas  China Construction Bank  Deutsche Bank  ICBC  MUFG	Bank of America  Bank of China  Barclays  BNP Paribas  Deutsche Bank  Goldman Sachs  ICBC  MUFG  Wells Fargo	Bank of America  Bank of China  Barclays  BNP Paribas  Goldman Sachs  ICBC  MUFG  Wells Fargo
1	1.0%	Agricultural Bank of China  Bank of New York Mellon  Credit Suisse  Groupe BPCE  Crédit Agricole  ING  Mizuho FG  Morgan Stanley  Royal Bank of Canada  Banco Santander  Société Générale  Standard Chartered  State Street  Sumitomo Mitsui  Toronto-Dominion Bank  UBS  UniCredit  Wells Fargo	Agricultural Bank of China  Bank of New York Mellon  Credit Suisse  Goldman Sachs  Groupe BPCE  Crédit Agricole  ING  Mizuho FG  Morgan Stanley  Royal Bank of Canada  Banco Santander  Société Générale  Standard Chartered  State Street  Sumitomo Mitsui  Toronto-Dominion Bank  UBS  UniCredit  Wells Fargo	Agricultural Bank of China  Bank of New York Mellon  China Construction Bank  Credit Suisse  Groupe BPCE  Crédit Agricole  ING  Mizuho FG  Morgan Stanley  Royal Bank of Canada  Banco Santander  Société Générale  Standard Chartered  State Street  Sumitomo Mitsui  Toronto-Dominion Bank  UBS  UniCredit	Agricultural Bank of China  Bank of New York Mellon  China Construction Bank  Credit Suisse  Groupe BPCE  Crédit Agricole  ING  Mizuho FG  Morgan Stanley  Royal Bank of Canada  Banco Santander  Société Générale  Standard Chartered  State Street  Sumitomo Mitsui  UBS  UniCredit

List of Domestic Systemically Important Banks (D-SIBs)[edit]

D-SIBs in the US[edit]

For the United States, the D-SIB list include those financial institutions not being big enough for G-SIB status, but still with high enough domestic systemically importance making them subject to the most stringent annual Stress Test (USA-ST) by the Federal Reserve.^[16] Strictly speaking, the Financial Stability Oversight Council (FSOC) does not designate any banks or bank holding companies as systemically important, but the Dodd–Frank Act in its terms on the statute imposes heightened supervision standards (including being subject to the annual USA Stress Test) on any bank holding company with a larger than $50 billion balance sheet. Despite the lack of any official D-SIB designation, the banks being subject to the USA Stress Test can be considered to be D-SIBs in the US.^[21] The group of banks being stress tested was identical throughout 2009–2013, except for MetLife Bank ceasing its banking and mortgage lending activities in 2012 – and therefore subsequently leaving the group of supervised entities. In 2014 the stress test was expanded from 18 to 30 banks, as a result of a phase-in of the provisions of the Board's Dodd–Frank Act stress test rules, only making the additional 12 entities subject to this stress test starting from 2014.^[22]

All G-SIBs and D-SIBs with headquarters in the US are not only required to comply with some stricter capital ratio requirements but also required to submit an updated emergency Resolution Plan each year to the Board of Governors of the Federal Reserve System.^[23]

Legend   Former D-SIB

List of all domestic systemically important banks in the US^[24]

Entity	Region	HQ country	Reporting currency	FSB-G-SIB	USA-ST	HQ regulator	Major exchange(s)	IR	Notes
Ally Financial	Americas	US	$, USD		2009–	FSOC	NYSE	IR	Formerly GMAC Inc.
American Express	Americas	US	$, USD		2009–	FSOC	NYSE	IR
Truist Financial	Americas	US	$, USD		2009–	FSOC	NYSE	IR
BMO Financial Corp.	Americas	US	$, USD		2014–	FSOC		IR	Subsidiary of Bank of Montreal. Formerly Harris Financial Corp.
Capital One Financial	Americas	US	$, USD		2009–	FSOC	NYSE	IR
Comerica	Americas	US	$, USD		2014–	FSOC	NYSE	IR
Discover Financial Services	Americas	US	$, USD		2014–	FSOC	NYSE	IR
Fifth Third Bank	Americas	US	$, USD		2009–	FSOC	NASDAQ	IR
HSBC North America Holdings	Americas	US	$, USD		2014–	FSOC		IR	Subsidiary of HSBC Holdings
Huntington Bancshares	Americas	US	$, USD		2014–	FSOC	NASDAQ	IR
KeyCorp	Americas	US	$, USD		2009–	FSOC	NYSE	IR
M&T Bank	Americas	US	$, USD		2014–	FSOC	NYSE	IR
MetLife	Americas	US	$, USD		2009?12	FSOC	NYSE	IR	Failed the stress test in 2012, and consequently sold its banking unit to GE Capital[25][26] and its mortgage servicing business to JPMorgan Chase.[27]
Northern Trust	Americas	US	$, USD		2014–	FSOC	NASDAQ	IR
PNC Financial Services	Americas	US	$, USD		2009–	FSOC	NYSE	IR
RBS Citizens Financial Group	Americas	US	$, USD		2014–	FSOC	NYSE	IR
Regions Financial	Americas	US	$, USD		2009–	FSOC	NYSE	IR
Santander Holdings USA	Americas	US	$, USD		2014–	FSOC	NYSE	IR	Subsidiary of Santander Group
SunTrust Banks	Americas	US	$, USD		2009–	FSOC	NYSE	IR	Now Truist Financial through merger with BB&T.
U.S. Bancorp	Americas	US	$, USD		2009–	FSOC	NYSE	IR
UnionBanCal	Americas	US	$, USD		2014–	FSOC		IR	Subsidiary of Mitsubishi UFJ FG
Zions	Americas	US	$, USD		2014–	FSOC	NYSE, NASDAQ	IR