只适用:新手和超新手! - 贴不上,再贴一次

鉴于新手帮新手的原则, 把我遇到的问题总结报告一下,说的不对的地方, 希望你们批评;-)

1. 到那里开户?
这是一个仁者见仁, 智者见智的问题, 比较通行的是AMERITRADE, ETRADE, TD, SCOTT TRADE和银行的BROKERAGES 帐号.他们其实都不错, 但每个人的情况不一样,不妨上他们的网站看看,考虑的因素应该有:交易股数和交易费(也就是你的成本);交易频率;帐户限制;转钱的费用;网站稳定性;服务等等, 要多比较各个因素才好.所以单单讲"XXX好不好?"还不够.

2.开什么帐户 CASH OR MARGIN?
MARGIN 帐户就是向BROKERAGE借钱.以前可以借40%-100%, 现在AMERITRADE可以借50%, 有的银行可以借70%. 我把AMERITRADE EDUCATION CENTRE 的例子借在这里:
Margin accounts let you magnify your gains when you choose wisely. But, chosen unwisely, they also magnify your losses. You benefit from using margin only if the stocks you purchase rise in price. If they stay the same, or worse, drop in price, you lose. You must pay interest on the margin whether your stock rises or not. Here is an example:

Suppose you have an opportunity to purchase a stock that is selling for $11 a share. You have $5,500 to invest. You purchase 500 shares. A year later, you sell the stock at $33 per share. You receive about $16,500 before commissions. That's an $11,000 profit on a $5,500 investment. Not bad. However, instead you could use margin. Suppose you use margin to buy 1,000 shares of a stock that is selling for $11 a share. You put up 50% of the stock's purchase price ($5,500) and borrowed the other 50% from the brokerage firm. Next year, the stock is valued at $33 per share. If you sell the stock and repay your margin loan, you are left with a profit of $22,000 before commissions and interest charges. Now you've doubled your profit on a $5,500 investment (excluding commissions and interest charges).

However, what if your stock had dropped in price to $8 dollars? In the cash transaction, you would receive about $4,000 back excluding commissions, from your original $5,500, for a loss of $1,500. But if you purchased 1,000 shares on margin, you would receive $8,000, repay the $5,500 you borrowed from your broker on margin, and you would be left with $2,500 of your original $5,500 (excluding commissions and interest charges), for a loss of $3,000.

总的来说要考虑自己可以承受多少RISK, 我前不久承受了一次MARGIN CALL (脸上因此长了几天痘痘 ;-(( ), 后来就学乖了. 我一个在银行的朋友告诫我, 切不可赌性太重,至少要留10%CASH,现在我就严格执行这个原则, 感到收益很多!

3. 另外,关于RISK,希望我们新人能多想想 割肉的策略. 金融市埸的一个残酷的事实: 90%的交易者亏本, 约5%-7%扯平, 真正能够稳定获利的只有3%-5%。 实事求是的讲人和人的脑子是不一样的,我是见过极聪明的, 我当然不能和他们比. 可就象我这样的笨人, 但也坚信人道酬诚, 天道酬勤. 只要勇于实践, 是可以期待数钱的日子.再说了,这里这么多神人,超高手, 平时多研究他们的贴子,真的可以学到好多好多 ~!~

4. 一份中文读书目录 的 LINK:
http://www.investbook.com/club/dispbbs.asp?boardID=9&ID=27&page=1

一个股票投资类书籍的FTP
ftp://download:[e-mail]/
中英文书籍都有，速度不错


谋事在人, 成事在天

所有跟帖： 

• 谢谢 -新女性- ♀ (0 bytes) () 11/23/2005 postreply 20:51:36

• 一起努力,你一定比我强,加油欧! -玉米妹妹- ♀ (0 bytes) () 11/23/2005 postreply 20:57:13

• 两个傻妞，加油噢 -6838- ♀ (0 bytes) () 11/23/2005 postreply 23:13:45

• what password for your book?????????? -burrito- ♀ (0 bytes) () 11/25/2005 postreply 07:01:45

• 回复：谢谢:) -69150- ♀ (0 bytes) () 11/23/2005 postreply 20:53:20

• 回复：只适用:新手和超新手! - 贴不上,再贴一次 -千股之迷- ♀ (158 bytes) () 11/23/2005 postreply 20:57:01

• 谢谢!关于止损位 -玉米妹妹- ♀ (106 bytes) () 11/23/2005 postreply 21:04:51

• 不错，做股票要象投资做生意一样认真 -上海农民- ♂ (32 bytes) () 11/23/2005 postreply 21:04:59

• low hand thanks 玉米妹妹 -67192- ♀ (0 bytes) () 11/23/2005 postreply 23:12:57

• 不要用赌博的心态。 要用投资的心态 -25Cents- ♀ (162 bytes) () 11/23/2005 postreply 23:57:11

• 新新手都入场时，离顶就不远了 -67103- ♀ (0 bytes) () 11/24/2005 postreply 05:59:32

• 多谢！很有帮助，再请教个问题：margin call是什麽？是 -7212- ♀ (52 bytes) () 11/25/2005 postreply 19:39:34

• 你好！请问开你那个ＦＴＰ下ＺＩＰ文件的密码吗？ -czqnet- ♂ (195 bytes) () 11/26/2005 postreply 13:07:24

• 回复：只适用:新手和超新手! - 贴不上,再贴一次 -elevenlang- ♀ (0 bytes) () 12/01/2005 postreply 21:09:29

• 求密码[e-mail] -elevenlang- ♀ (20 bytes) () 12/01/2005 postreply 21:10:22

• 回复：能告知密码吗? -201114- ♀ (125 bytes) () 12/01/2005 postreply 21:40:06