FACTS: >85% mutual funds can't beat index!!!!
Mutual funds with fees (not small %).....
Index ETF is the better way for those who do not know how....before ETF index mutual funds are way to go.. now with ETF.. u don't need any mutual fund.
My advice for newbie investors are just use the damn undex ETF I mentioned above.. your return will beat 80-90% DQers~~~
easy and simple!!!!