工资和增值加起来，仅仅是决定增值税的税率。看来你是单身，那么总和在550K一下还是15%。见下表。
交税的时候，工资和增值是分开的税率。你的工资还是24%的税率。
2025 Long-Term Capital Gains Tax Rates
Long-term gains are profits from assets held for more than one year and are subject to more favorable rates. The income brackets are adjusted annually for inflation.
| Tax Rate | Single | Married Filing Jointly | Head of Household |
|---|---|---|---|
| 0% | Up to $48,350 | Up to $96,700 | Up to $64,750 |
| 15% | $48,351 to $533,400 | $96,701 to $600,050 | $64,751 to $566,700 |
| 20% | Over $533,400 | Over $600,050 | Over $566,700 |
