other thought is

another thought is:  the mortage rate is coming down soon, maybe the housing price will go up.  so rent out for a year, by then, the upstairs one should have been sold and the rate will be down and the price will be up.  then go for the sale.  of course, the assumption may not happen and the renter may damage the house....

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• Understandable:) Then it is a bet. Either the price goes up -24桥明月夜- ♀ (253 bytes) () 08/26/2025 postreply 12:46:58

• haha, it is about the same as the 4% yield. hard to decide -Seasy- ♀ (0 bytes) () 08/26/2025 postreply 14:36:01

• but that is self manage and no big repair. -Seasy- ♀ (0 bytes) () 08/26/2025 postreply 14:37:44

• I don't need the money, am thinking to put all money in SPY -Seasy- ♀ (0 bytes) () 08/26/2025 postreply 14:38:43