我的经验

有关保底的卡，其实2%的cashback 并不多，我用BOA premium rewards, 1.5%, 但如果你有10万在BOA（保括所有帐户，including brokerage account), 就还乘以1.75，所以是2.625返点。我用这个卡交estimated tax，因为费用为1.87% and back 2.625%

 

另外CSR is better than CSP, it includes rental car primary insurance, also 3%travel, restaurant, a lots more benefits 

 

I also use chase ink business, which is 5% for office and internet, phone,tv. I have Airbnb, so it accurate a lot points.

 

Pay all my utilities (auto pay) mostly use credit card, 5% or 1.5% points, the really cash back should be more than 5% and 2%.

所有跟帖： 

• 学习了 -jenning- ♂ (0 bytes) () 02/17/2024 postreply 20:41:45

• 客气了。喜欢看你分享的帖子。有的Util 公司收固定费用，比如$1.65或者$2.50。你也可以一次性多付。 -NClady- ♀ (0 bytes) () 02/17/2024 postreply 20:51:07

• CSP also has primary rental car insurance -goingplaces- ♀ (3209 bytes) () 02/18/2024 postreply 12:48:14

• 您的帖子含金量真高，有时间把您的所有帖子都看一遍，谢谢分享！ -jenning- ♂ (0 bytes) () 02/18/2024 postreply 15:59:49

• 健寧兄客气了. 我想分享的是主流媒體也經常教導美國大眾如何更好地利用自己的好信用 中國人也應該學習如何利用這些好處。 -goingplaces- ♀ (1117 bytes) () 02/18/2024 postreply 17:15:17

• 但是CSR有3 points per travel, CSP是2 points -kitfrommars- ♀ (124 bytes) () 02/19/2024 postreply 12:47:49