Lenders usually need your LTV from an appraiser

来源: Hutrade 于 2009-10-27 14:42:24 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (424 bytes)

before they make a final decision regarding the rate.

LTV (loan to value) is one of the key risk factors that lenders assess when qualifying borrowers for a loan. As the LTV ratio of a loan increases, the qualification guidelines for certain loan programs become much more strict.

The valuation of a property is typically determined by an appraiser. You need discuss with your lender how/who to pay appraiser.

所有跟帖： 

• LTV大约有1:2, 还可以吗? -laugher- ♂ 给 laugher 发送悄悄话 (0 bytes) () 10/27/2009 postreply 17:23:05

• 1:2 是你的自估吧, 最后银行得听 appraiser的 -Hutrade- ♂ 给 Hutrade 发送悄悄话 Hutrade 的博客首页 (35 bytes) () 10/27/2009 postreply 19:25:54

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