大佬，自己问一下AI很难吗？

AI Overview

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Yes, in many cases, you 

can keep your housewhen filing for personal bankruptcy, depending on the type of bankruptcy, the equity in your home, and your state's exemption laws. 

The key is that your mortgage is a secured debt, meaning the lender can still foreclose on the property if you do not make payments. Bankruptcy stops collection efforts (an "automatic stay") only temporarily, giving you time to work out a plan to continue paying the mortgage. 

所有跟帖： 

• 你这个AI说的很清楚啊，如果你没钱还房贷，房子最终会被收走啊， -大洋bridge- ♂ (0 bytes) () 12/30/2025 postreply 18:39:41

• 你不会卖房子？ -ClearCase- ♂ (0 bytes) () 12/30/2025 postreply 19:18:00

• 如果房子有不少equity， 很多人卖房， 搬到穷州去。 不过匆忙卖房和foreclosure一样肯定是亏的， -大洋bridge- ♂ (0 bytes) () 12/30/2025 postreply 19:21:58

• 可以和银行申请延期还贷 -Dotline- ♀ (0 bytes) () 12/30/2025 postreply 19:25:23

• 批不批是银行决定的，银行相信你有还款能力才会批， -大洋bridge- ♂ (0 bytes) () 12/30/2025 postreply 19:34:50

• 很容易批。你说话特爱想当然，对美国实际运作了解很片面偏激。 -Dotline- ♀ (0 bytes) () 12/30/2025 postreply 19:51:37

• 无语。 -大洋bridge- ♂ (0 bytes) () 12/30/2025 postreply 23:04:56