大佬，自己问一下AI很难吗？

来源: 于 2025-12-30 17:50:39 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次
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Yes, in many cases, you 
can keep your housewhen filing for personal bankruptcy, depending on the type of bankruptcy, the equity in your home, and your state's exemption laws. 
The key is that your mortgage is a secured debt, meaning the lender can still foreclose on the property if you do not make payments. Bankruptcy stops collection efforts (an "automatic stay") only temporarily, giving you time to work out a plan to continue paying the mortgage.