Credit card delinquency rates are rising, particularly in th

Credit card delinquency rates are rising, particularly in the US. In the third quarter of 2025, the 30-day past-due rate rose to 8.88%, and the serious delinquency rate (90+ days past due) was 7.05%. These increases are seen as a sign of financial pressure on households, with total credit card debt hitting a record high of $1.2 trillion.