trading strategy to harvseting loss for 2025 tax

本帖于 2025-10-08 08:26:16 时间, 由普通用户 abc-nezha 编辑

Everyone probably has lots of realized gains this year, congrats. But it will be very painful when you have to write a check to Uncle Sam next year. What about forming a trading strategy to harvest tax losses? here is what you can do:

1. but a ATM leap call (say Jan 2027 expiration) on spy or qqq (not spx or ndx)

2. sell  a ATM near term call ( say Jan 2026 expiration), or with a strike price with similar delta

before year end,

3. if market went down,  roll the leap call further and harvest the loss. Close both trade when the near term call expires.

4. if market went up, roll the near term further and harvest the loss. Close both trades in 2026

 

This will not trigger the wash sell rule, but is there any potentail risk?

所有跟帖: 

anyone has any thoughts? -abc-nezha- 给 abc-nezha 发送悄悄话 (0 bytes) () 10/08/2025 postreply 08:38:13

四季度focus 赚钱吧,LOL -云起千百度- 给 云起千百度 发送悄悄话 云起千百度 的博客首页 (0 bytes) () 10/08/2025 postreply 08:41:17

双管齐下 -abc-nezha- 给 abc-nezha 发送悄悄话 (47 bytes) () 10/08/2025 postreply 08:45:29

厉害 -云起千百度- 给 云起千百度 发送悄悄话 云起千百度 的博客首页 (0 bytes) () 10/08/2025 postreply 08:46:26

这个trade很容易做 -abc-nezha- 给 abc-nezha 发送悄悄话 (54 bytes) () 10/08/2025 postreply 08:51:28

日历价差,最坏的情况是那个leap call的多付价差全损失了,并不是无风险的。股价没有大起落,可以获利 -GandalfOld- 给 GandalfOld 发送悄悄话 (0 bytes) () 10/08/2025 postreply 09:21:45

问题是作为税务操作是不是可行 -abc-nezha- 给 abc-nezha 发送悄悄话 (188 bytes) () 10/08/2025 postreply 09:58:12

悬,diagonal 这种搞,好像会激发 straddle loss deferral,你的loss不能抵今年的gain -dancingpig- 给 dancingpig 发送悄悄话 (0 bytes) () 10/08/2025 postreply 11:03:09

是一个需要考虑的问题,解决方法是 -abc-nezha- 给 abc-nezha 发送悄悄话 (187 bytes) () 10/08/2025 postreply 11:14:51

哈,不确定呀,不同的帐号有可能能瞒天过海. 明年给大家汇报下结果? -dancingpig- 给 dancingpig 发送悄悄话 (0 bytes) () 10/08/2025 postreply 11:30:51

不是满天过海 -abc-nezha- 给 abc-nezha 发送悄悄话 (528 bytes) () 10/08/2025 postreply 12:16:20

觉得应该先考虑挣钱,然后才是交税。在大盘不大涨大跌的情况,这个策略是没问题的,涨一点跌一点都可以被利用来避税 -GandalfOld- 给 GandalfOld 发送悄悄话 (266 bytes) () 10/08/2025 postreply 11:30:11

少交税也是多挣钱 -abc-nezha- 给 abc-nezha 发送悄悄话 (239 bytes) () 10/08/2025 postreply 12:08:41

好的,多谢讨论! -GandalfOld- 给 GandalfOld 发送悄悄话 (167 bytes) () 10/08/2025 postreply 12:23:20

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