Can I do a cash-out refinance on a rental property that has been

Or, will I have to do home equity loan or HELOC? Which one is a better option if I have good credit?

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• The question is on a paid off rental property. -ZM5500- ♂ (0 bytes) () 04/16/2025 postreply 22:52:00

• 1，可以。2，出租房申请heloc比较难。3，如果利率低，市场稳步增长，应该立马30年贷款cash out 再投资。4， -老朽- ♂ (295 bytes) () 04/17/2025 postreply 00:36:03

• heloc is better, a lot credit union offer good deal now. -Sugargrove- ♀ (82 bytes) () 04/17/2025 postreply 07:01:28

• 我认为取决于你打算用cashout的钱做什么。救急（短期用）还是长期（拿到钱就不打算还回去--比如再买房）。 -守月- ♀ (230 bytes) () 04/17/2025 postreply 08:24:05

• Thanks everyone for your kind responses. -ZM5500- ♂ (0 bytes) () 04/17/2025 postreply 12:02:00

• I don’t have an urgent need for cash. As I expect I won’t have -ZM5500- ♂ (0 bytes) () 04/17/2025 postreply 12:04:00

• Expect no loss carryover next year. -ZM5500- ♂ (0 bytes) () 04/17/2025 postreply 12:07:00

• I was wondering if there is a better way to use the home equity. -ZM5500- ♂ (0 bytes) () 04/17/2025 postreply 12:09:00

• 简单地说，拿出的钱能赚更多钱就该拿。比如，付7%的利息，用它赚10%的年回报，赚3%，这显而易见。 -守月- ♀ (335 bytes) () 04/17/2025 postreply 13:54:49

• Looks like now is not a good time. -ZM5500- ♂ (0 bytes) () 04/17/2025 postreply 12:11:00