回复：美国破产申请请教

德州是美國少數的州使用community property system的州，所以您們婚姻中所面對的任何債務，不論是個人的或是夫妻共同的債務都需要您們兩位共同承擔，所以就算您先生成功取得了破案的判決，您仍然需要負擔所有他欠下的債務。(除非您也同時宣告破產)
同時
Before you file for Personal Bankruptcy
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 requires people who plan to file for bankruptcy protection must receive credit counseling from a government approved organization within six months before they file. They also must complete a debtor education course to have their debts discharged. The Department of Justice's U.S. Trustee Program approves organizations who can provide the mandatory credit counseling and debtor education. Please click on this link Credit Counseling Services to access a list of approved credit counselors for the Northern District of Texas.

因為您們擁有不動產加上您有存款與投資所以基本上您們為了幾萬元的債務想要申請破產，可能真的有些困難。

所有跟帖： 

• 真的？ -Princessgr- ♀ (77 bytes) () 05/20/2007 postreply 21:01:34

• yup... Texas is a community property state -tank- ♂ (640 bytes) () 05/20/2007 postreply 22:31:02

• my bad, i didn't read your original post -tank- ♂ (421 bytes) () 05/20/2007 postreply 22:36:17

• 回复：真的？ (图) -單身老貓- ♂ (379 bytes) () 05/21/2007 postreply 08:06:46

• 回复：回复：真的？ (图) -猫头- ♀ (128 bytes) () 05/21/2007 postreply 10:11:07

• 回复：回复：回复：真的？ (图) -單身老貓- ♂ (402 bytes) () 05/21/2007 postreply 12:20:46

• 老猫说的是对的 -天文望远镜- ♀ (0 bytes) () 05/21/2007 postreply 19:00:10