请教怎么买汽车的“伞保险”，请科普一下，非常感谢！

所有跟帖： 

• 快下雨的时候给你的保险经纪打电话？ -二胡一刀- ♂ (0 bytes) () 10/02/2013 postreply 13:34:44

• Umbrella Insurance。额外保险，就是你现在的保险不够用的时候用的。 -蒙得- ♂ (0 bytes) () 10/02/2013 postreply 13:40:05

• It's a trick Insurance company plays on consumers :-) -ManOfHonor- ♂ (150 bytes) () 10/02/2013 postreply 13:48:36

• So maybe the umbrella itself costs only $300 but -ManOfHonor- ♂ (47 bytes) () 10/02/2013 postreply 13:50:23

• 我这个是不是“umbrella insurance”？谢谢! -Schering- ♂ (419 bytes) () 10/02/2013 postreply 13:56:54

• No. Umbrella should be on a seperate policy. -ManOfHonor- ♂ (0 bytes) () 10/02/2013 postreply 14:01:20

• it's not an auto insurance per se . It covers everything. -ManOfHonor- ♂ (26 bytes) () 10/02/2013 postreply 14:03:29

• 那么，我到哪里去买"Umbrella Insurance"？谢谢！ -Schering- ♂ (0 bytes) () 10/02/2013 postreply 14:14:21

• same insurance company u buy auto's from. -ManOfHonor- ♂ (0 bytes) () 10/02/2013 postreply 14:17:36

• Thank you!!!!!!!!!! -Schering- ♂ (0 bytes) () 10/02/2013 postreply 14:33:24

• 我这个是不是“umbrella insurance”？谢谢! -Schering- ♂ (356 bytes) () 10/02/2013 postreply 13:58:15

• 这种保险只有富人才需要。呵呵。穷人买个法律规定的就行了。呵呵 -知人知面- ♂ (0 bytes) () 10/02/2013 postreply 18:09:45