询问大家! 我想回上海生活, 觉得光吧钱放银行,也比这差不多。我先写英文, 女同学,男同学看看

本帖于 2013-09-17 23:06:04 时间, 由普通用户 hiearth2 编辑

i am now thinking go back to shanghai to live 3 to 5 years. we have two kids. one 3 years old, one 3 months now.

Let me say the benefits:

1. i think just put all our money in chinese banks, will have interest about 1 million RMB a year.  

if RMB goes up slowly, it is extra benefit. But if RMB goes down, or there is a turmoil in China, then it will backfires. the interests from bank, shall be enough to live. And I do not need to work, or at lease seriously. (you can say i am usual, but ...)

2. Labour costs much cheaper in China. We can hire nanny 24 hours. 

3. Education for kids in chinese

4. Weather, no winter. We are in Canada. Half year is winter. 

5. Maybe much fun to live (at least for me), really boring in Canada.

6. lots of relatives of my side, friends in shanghai. we don't have any relative in canada. no time for friend in canada. just hire hourly workers if we need, but takes time to find one in canada.

 

Benefit for staying in Canada. We are still under 40.  

1. safe, no child kidnapping, no one fights in street. worry safety for kids growing in china.

2. air much clean. I had asthma when I was in shanghai till 18 years old.

3. makes about 150k CAD after tax, plus about 10k in interest from bank, (if property price goes up in canada, it is extra). But have to work hard, 365 days, sometimes fights in court with debtors, name calling etc.

 

Worries about back to Shanghai. 

1. Earthquake (yes maybe I have some phobia, i don't want to live anything over 3 stories, cannot run out in earthquake, or collapse of building by fire or accident)

2. Healthcare, Canada has free healthcare, but it covers worldwide for its citizen.

 

My wife is not Chinese, she does not speak chinese. She does not like to live in China or Shanghai. Shanghai is still close to her homeland. 
 

 中文太慢要打半天,先英文了。抱歉

 

 

 

 

 

 

 

所有跟帖: 

没明白。这算数咋算的?1M 的interest? 现在国内大概是3%。所以你有33M RMB? -知人知面- 给 知人知面 发送悄悄话 知人知面 的博客首页 (112 bytes) () 09/17/2013 postreply 23:06:52

加拿大的医疗保险不包海外的吧? -宅人- 给 宅人 发送悄悄话 (70 bytes) () 09/18/2013 postreply 09:29:55

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