Please check your 20% bond fund's duration!

If your bond fund duration is more than 2 years, you need to move them to short term bond fund instead.  If the bond fund has the during of 5 years, that means that it will lose 5% of net asset value for every 1% interest raised by Fed.  If you don't have the choice of a short term bond fund, I would put them into the cash in 401(k).

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• It says 5.49 years duration. FTBFX -花$$$- ♀ (0 bytes) () 04/27/2017 postreply 13:56:55

• That is what I thought. Most bond funds in 401(k) are 5 to 6yr d -hhtt- ♂ (247 bytes) () 04/27/2017 postreply 13:59:18