Insurance is a risk management tool

本文内容已被 [ SwiperTheFox ] 在 2016-08-30 07:57:58 编辑过。如有问题,请报告版主或论坛管理删除.

"Whether healthcare and health insurance are a luxury" is subjected to debate / opinion.  One's opinion or many people (not necessarily majority)'s opinoin does not necessarily constitutes commons sense.  There are also (albeit sutble) differences between Common sense and reality/truth.

For example, auto and home insurance is generally considered necessity in US.  In addiiton, auto liability insurance is mandated in every state.

所有跟帖: 

You yourself cannot pool risk and reduce uncertainty -SwiperTheFox- 给 SwiperTheFox 发送悄悄话 SwiperTheFox 的博客首页 (39 bytes) () 08/30/2016 postreply 08:01:55

Auto liability insurance being mandated is because of "liability -遍野无尘- 给 遍野无尘 发送悄悄话 遍野无尘 的博客首页 (0 bytes) () 08/30/2016 postreply 08:11:39

From the point of view of the state -SwiperTheFox- 给 SwiperTheFox 发送悄悄话 SwiperTheFox 的博客首页 (392 bytes) () 08/30/2016 postreply 08:24:25

Yes. I have been forced to pay for >20 year insurance but not us -遍野无尘- 给 遍野无尘 发送悄悄话 遍野无尘 的博客首页 (0 bytes) () 08/30/2016 postreply 09:07:27

德州还是有大于1/4的司机没有这个保险。。。 -sheandI- 给 sheandI 发送悄悄话 sheandI 的博客首页 (169 bytes) () 08/30/2016 postreply 08:49:58

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