大学会把你头一年存入401K的钱算做你的存款 - not true

来源: janeice65 于 2012-08-30 10:36:18 [] [旧帖] [给我悄悄话] 本文已被阅读： 0 次 (438 bytes)
回答: 关于把401k存满 对申请助学金的影响 由 勿来三 于 2012-08-29 20:37:39

I had talk to student finacial aid office. money in 401k is your salary and they add it to adjusted income. then they use adjusted income to find the aid you could get from school.  Only your adjusted income and saving matter in student finacial aid. how much in your 401K is not affect your kid's finacial aid. University will use a normal living stand in your area to find the how much aid your kid could get.

所有跟帖： 

• Maximize IRA but do traditional one! -Yangtze430030- ♂ 给 Yangtze430030 发送悄悄话 Yangtze430030 的博客首页 (1075 bytes) () 08/30/2012 postreply 12:24:28

• 是的，这是算你当年你工资的总收入，但401K内的钱是算作你的存款 - 回复：大学会把你头一年存入401K的钱算做你的存款 - n -都能理解- ♀ 给 都能理解 发送悄悄话 都能理解 的博客首页 (84 bytes) () 08/30/2012 postreply 12:29:36

• Never heard IRAA is treated as savings. -Yangtze430030- ♂ 给 Yangtze430030 发送悄悄话 Yangtze430030 的博客首页 (358 bytes) () 08/30/2012 postreply 12:35:13

• Even maximize IRA in Roth is a good strategy! -Yangtze430030- ♂ 给 Yangtze430030 发送悄悄话 Yangtze430030 的博客首页 (155 bytes) () 08/30/2012 postreply 12:38:04

• I meant The higher the untaxed income, the lower the MAGI if tot -Yangtze430030- ♂ 给 Yangtze430030 发送悄悄话 Yangtze430030 的博客首页 (0 bytes) () 08/30/2012 postreply 12:39:07

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