My told me I could retire 6 years from now, IF. If the overall return could be kept at 6 ~ 8% from now on.
You could move to a S. America country and live the life of a King using only your SS payment. They said. Retirement in China is out of teh question - cost of living is too high.
Most of sales in where I work only stay in certain Hotel and fly certain airline. They want to use all their points for retirement travel.