non-deductible Tranditional-IRA 5000/year/person.

a couple can save 10k/yr. gain is tax deferred, principle is after tax money so no tax when withdraw. for children's education, no early withdraw penalty.

所有跟帖： 

• 这个是不管收入谁都能买的吗？ -钱串儿- ♀ (0 bytes) () 03/02/2011 postreply 12:53:07

• 是，放的是税后的钱 -MiHuPig- ♀ (33 bytes) () 03/02/2011 postreply 13:01:48

• yeah, it is your after tax $$ -胡桃架子-- ♀ (78 bytes) () 03/02/2011 postreply 13:04:38

• You may convert to Roth now, then gain is tax free -skyport- ♂ (0 bytes) () 03/02/2011 postreply 13:07:01

• yeah :) -胡桃架子-- ♀ (0 bytes) () 03/02/2011 postreply 13:08:39

• yes -MiHuPig- ♀ (0 bytes) () 03/02/2011 postreply 13:27:31

• 朋友里还没谁够资格买roth ira的，好处轮不到俺们。:(( -钱串儿- ♀ (0 bytes) () 03/02/2011 postreply 13:10:03

• I thought -胡桃架子-- ♀ (109 bytes) () 03/02/2011 postreply 13:11:17