关键词如“Michigan operates under a no-fault law for car insurance“找到如下文章:
http://www.michigan.gov/documents/cis_ofis_ip202_25083_7.pdf
http://car-insurance.onlineautoinsurance.com/articles/car-insurance-for-michigan-drivers/
好像对方也不那么容易告你-因为,根据法规他自己要有cover。不过如果他不是密齿根居民,就比较糊涂帐了。