This is even more painful...

You total paid $20340.
After 3 years, you can sell the car for about $10k if you are lucky and trade-in for $6000-$7000.
After 5 years,
Right after you pay off in 5 years, the car worth about $8000 retail and $5000 trade-in with very high estimate.
You could end up with $15000 for driving this car 5 years.
Maybe lease is a better deal. You probable can drive a better car with same money...