夜惊魂,HOUSE 被车撞,请单身老猫和大家帮忙,在线等

家住HOUSTON

昨晚一美国青年PARTY 后开车撞了我家前门,墙变型,砖裂,屋内都有好多裂缝.下车让我们别报警,看我们在报警,就RUN AWAY, 被911 抓住.现POLICEMAN 给了个ACCIDENT EXCHANGE INFORMATION.但ACCIDENT REPORT 要在15天后得到.我们打算
1.让他AUO INSURANCE COMPANY 赔钱, 因为若用我们自己的HOUSE INSURANCE 的话,有1500 DEDUCTIBLE,而且保费会涨,但在ACCIDENT EXCHANGE INFORMATION的LIABILITY AGENT 一栏上写着NONE,是他没车保险吗?若是没保险,我们该怎么办,去民事诉讼吗?麻烦吗?
2.大家在HOUSTON 有好的房屋修理公司推荐吗?若用我们自己的HOUSE INSURANCE COVER, 大家有社么好经验和主义.我家的保险是HOB,但有DEDUCTIBLE,万不得以,也不想用它.怎么才能减少损失到最小吗?上小额法庭是个好注意吗?
3.大家有处理这种事的经验吗?我们会被叫去上庭作证吗.好象是酒后开车.不知算不算HIT AND RUN AWAY.
4.其他还有社么问题要注意吗?

代表全家先谢过大家了

所有跟帖： 

• 回复：夜惊魂,HOUSE 被车撞,请单身老猫和大家帮忙,在线等 -68156- ♀ (996 bytes) () 11/20/2005 postreply 11:37:40

• 回复：Could you please explain this sentence? I cant catch it.Th -谢过了- ♂ (328 bytes) () 11/20/2005 postreply 13:05:06

• 回复：回复：Could you please explain this sentence? I cant catch -68156- ♀ (1273 bytes) () 11/20/2005 postreply 13:43:40

• 先告诉你的房屋保险这次事故, 寻求他们的帮助, -stp- ♂ (285 bytes) () 11/20/2005 postreply 22:45:26

• 回复：估计是没保险,律师不肯接,油水太少?!! -谢过了- ♂ (478 bytes) () 11/21/2005 postreply 01:13:19

• 回复：回复：估计是没保险,律师不肯接,油水太少?!! -11061- ♀ (44 bytes) () 11/21/2005 postreply 09:45:57

• STP is right. Get your home insurer -nobs- ♂ (346 bytes) () 11/21/2005 postreply 07:48:39

• 回复：any exprence about the small claims court will be greatly -谢过了- ♂ (499 bytes) () 11/21/2005 postreply 08:26:29

• 万而八千的律师看不上眼, 你可以在小额法庭 -stp- ♂ (187 bytes) () 11/21/2005 postreply 08:56:25

• 回复：回复：any exprence about the small claims court will be gr -11061- ♀ (319 bytes) () 11/21/2005 postreply 09:53:05

• 回复：Thank you for the great help.I really appreciated it. -谢过了- ♂ (53 bytes) () 11/21/2005 postreply 10:09:25

• 回复：有朋友说房屋保险,一CLAIM,,以后保险费就得涨对吗 -谢过了- ♂ (255 bytes) () 11/21/2005 postreply 10:21:00

• 回复：回复：有朋友说房屋保险,一CLAIM,,以后保险费就得涨对吗 -11061- ♀ (152 bytes) () 11/21/2005 postreply 11:41:57

• More thought on negligence -66196- ♀ (937 bytes) () 11/21/2005 postreply 08:05:12

• 回复：More thought on negligence -谢过了- ♂ (630 bytes) () 11/21/2005 postreply 08:43:57

• The car owner -66196- ♀ (1265 bytes) () 11/21/2005 postreply 13:32:27

• 回复：The car owner -谢过了- ♂ (444 bytes) () 11/21/2005 postreply 17:19:22