回复:It's a total rip off

来源: seabird58 2004-06-04 16:44:43 [] [旧帖] [给我悄悄话] 本文已被阅读: 0 次 (353 bytes)
回答: Re: Variable Universal Lifeseabird582004-06-04 15:34:10
Yes, your figure was right. Should I (1) keep it since I do not need to pay premium anymore after I paid for 10 yrs. (2) withdrawal it--invest the cash in S&P500 and buy term life ?

In addtion, I could have lost most of 150,000 in yr. 2000 and only have 150,000-150,000 x 80%= 30,000 left which is same as what I have now (Universal life). True ?
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