关于美国家庭资产的统计数据

Most common financial assets in the United States: checking and savings accounts
Percentage of all families with a checking or savings account: 91
Percentage of families in bottom-fifth income
ranking with a checking or savings account: 76
Median dollars in these accounts, all families: $3,800
Median dollars in these accounts, bottom-fifth families: $600

Most valuable financial asset in the United States: a retirement account
Percentage of all families with a retirement account: 50
Percentage of bottom-fifth families with a retirement account: 10
Median dollars in these accounts, all families: $35,200
Median dollars in these accounts, bottom-fifth families: 5,000

Most common nonfinancial asset in the United States: a car
Percentage of all families with a car: 86
Percentage of bottom-fifth families with a car: 65

Most valuable nonfinancial asset in the United States: a home (any kind of dwelling)
Percentage of all families that own a home: 69
Percentage of bofifth families that own a home: 40
Median dollar value of home, all families: $160,000
Median dollar value of home, bottom-fifth families: 70,000

Median total debt, in dollars, held by homeowners: $95,800
Median total debt, in dollars, held by home renters: $7,800
Percentage of all families with debt greater than 40% of income: 12
Percentage of bottom-fifth families with debt greater than 40% of income: 27

Median net worth, in dollars, of bottom-fifth families: 7,500
Median net worth, in dollars, of middle-fifth families: 71,600
Median net worth, in dollars, of top-fifth families: 617,600

所有跟帖： 

• 知足吧，可以说几乎所有的在美华人资产都要远高于数据中的均数值 -luxh007- ♂ (0 bytes) () 09/19/2014 postreply 14:48:54

• 要比得跟相似文化程度的。 -borisg- ♀ (0 bytes) () 09/19/2014 postreply 14:58:32

• 文化程度不也是人的能力的一部分？财富应该就是人的最终能力的体现之一，当然还有学识和职业成就，应该没有人故意当乞丐吧？ -trimtip- ♂ (0 bytes) () 09/19/2014 postreply 15:09:52

• 不一定吧？在美华人在贫困线下也不少的。 -Peter25- ♂ (0 bytes) () 09/19/2014 postreply 15:41:41

• 只有86%的家庭有车？难以相信。 -gccard- ♀ (0 bytes) () 09/19/2014 postreply 15:43:02

• 86%还不够高？ -Peter25- ♂ (45 bytes) () 09/19/2014 postreply 15:45:02

• 家庭净资产$617000绝对进不了前5%。 想进入前5%必须有8.4米净资产 -关键字- ♂ (30 bytes) () 09/19/2014 postreply 15:50:38

• top-fifth means top 20% :-) -Peter25- ♂ (0 bytes) () 09/19/2014 postreply 15:53:22

• $617000能进前10%？ -gccard- ♀ (0 bytes) () 09/19/2014 postreply 16:02:08

• 这个不可能，咱们穷国加拿大，要进前百分之20，净资产必须要一百四十万，美国怎么的也要多一点才对啊。 -flowertail- ♀ (0 bytes) () 09/19/2014 postreply 16:33:31

• 你可以编出一组你想要的数嘛 -luxh007- ♂ (0 bytes) () 09/19/2014 postreply 16:55:08

• sorry, i do not want to argue with you on purpose. And i made a -flowertail- ♀ (0 bytes) () 09/19/2014 postreply 19:39:33