关于美国家庭资产的统计数据

Most common financial assets in the United States: checking and savings accounts
Percentage of all families with a checking or savings account: 91
Percentage of families in bottom-fifth income
ranking with a checking or savings account: 76
Median dollars in these accounts, all families: $3,800
Median dollars in these accounts, bottom-fifth families: $600

Most valuable financial asset in the United States: a retirement account
Percentage of all families with a retirement account: 50
Percentage of bottom-fifth families with a retirement account: 10
Median dollars in these accounts, all families: $35,200
Median dollars in these accounts, bottom-fifth families: 5,000

Most common nonfinancial asset in the United States: a car
Percentage of all families with a car: 86
Percentage of bottom-fifth families with a car: 65

Most valuable nonfinancial asset in the United States: a home (any kind of dwelling)
Percentage of all families that own a home: 69
Percentage of bofifth families that own a home: 40
Median dollar value of home, all families: $160,000
Median dollar value of home, bottom-fifth families: 70,000

Median total debt, in dollars, held by homeowners: $95,800
Median total debt, in dollars, held by home renters: $7,800
Percentage of all families with debt greater than 40% of income: 12
Percentage of bottom-fifth families with debt greater than 40% of income: 27

Median net worth, in dollars, of bottom-fifth families: 7,500
Median net worth, in dollars, of middle-fifth families: 71,600
Median net worth, in dollars, of top-fifth families: 617,600