回复:You don't need to pay tax now

来源: ZhangZhouDaTou 2012-09-16 13:29:20 [] [博客] [旧帖] [给我悄悄话] 本文已被阅读: 次 (567 bytes)
回答: 我有贷款的房子从来都是亏本的。sweetptt2012-09-16 11:15:35

but you'll pay later when selling the property.

The current tax rate is the worst for those with income >$250k but not too much over it. If your income is from W-2, check with your HR to see if you are qualified for 403k to defer the income. The IRS requirement is $180k but each company has it's policy. If your income is from 1099, then you may want to have a SEP IRA or similar accounts to make deductable contribution up to $50k this year. A few adjustment/planning maybe able to reduce your taxable income to be lower <$250k. 

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