询问帖：如果每月的mortgage(含税、保险等)支付$2000左右，那么税后收入每月至少得多少？就夫妻俩，没别的负担。谢谢先

所有跟帖： 

• 好像是是税X3或X4。 -微雨新晴- ♀ (0 bytes) () 07/31/2014 postreply 22:35:05

• 税前X3或X4 -微雨新晴- ♀ (0 bytes) () 07/31/2014 postreply 22:36:24

• 多数银行的祘法是: mortgage payment (P&I)less than 28% of your gross inco -TDF樂在其中- ♂ (0 bytes) () 07/31/2014 postreply 22:58:07

• gros income and total monthly payments (car, min credit cards .. -TDF樂在其中- ♂ (0 bytes) () 07/31/2014 postreply 23:00:19

• less than 36% -TDF樂在其中- ♂ (0 bytes) () 08/01/2014 postreply 04:18:34

• 比较准确的算法是：Debt-To-Income ratio (DTI) 需 <= 43%，即： -方圆贷款- ♂ (243 bytes) () 08/01/2014 postreply 07:09:42

• 比较详细的的算法也可以参考一些文章 -方圆贷款- ♂ (67 bytes) () 08/01/2014 postreply 10:03:18

• 方圆贷款: 怎么算投资地产得贷款? 也是 43%? -Lee5588- ♂ (0 bytes) () 08/15/2014 postreply 11:10:40

• 43% seems to be so high. But 方圆贷款 is an expert... -Lee5588- ♂ (0 bytes) () 08/15/2014 postreply 11:06:35