SUMMARY：今天（6月19日, 星期三)开盘时的利率价格和昨天相比稍微变差。
无费用重新贷款：
40万左右，30年固定的利率继续维持在4.000%
40万左右，15年固定的利率勉强维持在3.000%
购房贷款：
40万左右，30年固定的利率勉强可做到3.750%
40万左右，15年固定的利率仍可做到2.875%.
1. Primary Residence--No cost refinance rates:
Loan Amount 30 Yrs Fix 15 Yrs Fix 20 Yrs Fix 10 Yrs Fix 5/1 ARM
<=417K 4.000% 3.000% 3.875% 3.000% 2.875%
APR 4.000% 3.000% 3.875% 3.000% 2.875%
>$417K 4.125% 3.250% ------- ------- 2.875%
APR 4.125% 3.250% ------- ------- 2.875%
(Note: no point, no closing cost, covers appraisal fee, transfer tax, title
fee & credit report fee,etc)
2. Primary Residence—Cash-out refinance rates:
Loan Amount 30 Yrs Fix 15 Yrs Fix 20 Yrs Fix 10 Yrs Fix 5/1 ARM
<=417K 4.000% 3.125% 3.875% 3.000% 3.000%
APR 4.000% 3.125% 3.875% 3.000% 3.000%
(Note: no point, no closing cost, covers appraisal fee, transfer tax, title
fee & credit report fee,etc)
3. Primary Residence ┅Purchase rate (No point):
Loan Amt 30 Yrs Fix 15 Yrs Fix 20 Yrs Fix 10 Yrs Fix 5/1 ARM 7/1 ARM
<=417K 3.750% 2.875% 3.625% 2.875% 2.500% 2.875%
APR 3.854% 3.059% 3.770% 3.143% 2.598% 2.976%
>$417K 4.000% 3.125% ------- ------- 2.500%
APR 4.106% 3.310% ------- ------- 2.596%
4. Investment Property ┅Purchase rate (No point):
Loan Amount 30 Yrs Fix 15 Yrs Fix 20 Yrs Fix 10 Yrs Fix 5/1 ARM 7/1 ARM
<=417K 4.000% 3.250% 3.875% 3.125%
APR 4.106% 3.436% 4.022% 3.394%
Rates are based on the following assumptions, and may be different depends
on conditions. Please contact us for details:
1. Single Family House/Townhouse
2. Credit score 740+
3. Primary residence.
4. LTV<=75%, no 2nd mortgage/HELOC.
5. Loan Amount>$400K
6. 30 days lock in period.
7. With Escrow / impound account
8. US Citizen or Permanent Resident
